In order to easily access cheap temporary car insurance to be covered for a short period or as part of a vehicle loan , it is particularly advantageous to compare offers. Online insurance broker, Réassure-moi provides you with its own car insurance comparator to help you in your efforts. Free, easy to use and very fast, it will allow you to have a clear idea of the prices charged by insurers based on the car coverage offered.
Our online tool saves you valuable time, from research to subscription. In just a few minutes, you will receive our temporary auto insurance quotes and can choose the one that best suits your needs. At Réassure-moi, our temporary car insurance offer can be done 100% online!
Car insurance: the best offers 2024
Young driver, your status as a novice driver can complicate the task when looking for temporary car insurance. In your case, it is generally better to rent a car that is already insured.
When to take out immediate temporary car insurance?
There are several situations that may imply the need to take out temporary car insurance. Here are the main situations that may justify taking out short-term auto insurance for your vehicle:
car rental by a professional or between individuals;
lending the car to a third party;
in the event of termination of the previous car insurance, pending the effective start of the next coverage;
temporary use of a vehicle that is almost no longer running (with the possible need to increase the protection provided);
driving a car imported from abroad with a temporary registration from another country;
travel abroad in the event of invalidity of the main cover (refer to the countries concerned on the vehicle’s green card ).
What are the conditions required to take out short-term insurance?
Insurance companies often require certain provisions to grant temporary auto insurance to their customers. Here are the main conditions to be met in order to take out temporary car insurance:
be at least 20 years old (or even 21 or 23 years old depending on the company);
present some driving experience (generally 2 years minimum).
Exclusions from guarantees may also exist, thus limiting the extent of your temporary auto coverage. Foreign countries are particularly concerned and the insured must then refer to the green insurance card to find out the countries in which coverage is valid. Generally speaking, the guarantees offered will not always be the same, although the customer has the choice to subscribe to the classic guarantees of car insurance (third-party insurance, intermediary insurance, all-risk insurance), the temporary nature not being only a modulation of its functioning over time.
What are the specificities of temporary insurance for a car?
Temporary car insurance must constitute an ephemeral solution for coverage, more expensive than traditional coverage, a provision justified by the fact that the insurer does not always know the temporary driver (in the event of loan of the vehicle) or that the The risk is increased for a car different from the insured’s main vehicle.
Payment for temporary car insurance is made immediately upon subscription, whether you subscribe to temporary car insurance online or in an agency. In order to be covered, the driver must present several documents to the insurance company:
Temporary car insurance generally involves limited coverage and insurers often only offer third-party insurance including civil liability coverage as well as legal protection. This protection remains extendable in exchange for a proportional increase in the corresponding insurance premium.
If you rarely use your car and are looking for suitable car insurance, consider comparing connected car insurance offers . These new formulas consist of paying an insurance premium based on the use you make of your car. This could be interesting for your driver profile!
Generally speaking, it is preferable to use the services of a broker or to use a car insurance comparator to reduce the cost of access to insurance and find the best temporary car insurance. As an online auto insurance broker, Réassure-moi offers you the opportunity to take out temporary auto insurance online in just a few minutes! It’s the perfect solution in an emergency: reduced commitment and immediate subscription!